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Welcome to MetLife, Your Life®

Let us help you face life's unpredictable situations with safety tips we've gathered from years of experience. Full of educational and seasonal information, our site will help you take care of your auto, home and safety needs. Plus, you can save money along the way.

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Your Auto

Keep your car in top condition with our seasonal tips and safety information. Find out what to do in emergency situations and how to deal with inclement weather that could affect your driving. We also answer common auto insurance questions.

Your Home

Keep your home safe with our maintenance tips and safety ideas. We offer guidance on what to do for regular upkeep of your home throughout the year. We also answer common home insurance questions.

Your Belongings

Take care of your valuables with our maintenance ideas and safety tips. We'll help you protect your favorite belongings indoors and out, including your technology, recreational, and home maintenance equipment. We also answer common insurance questions.

Your Protection

Keep your loved ones safe both online and offline with our helpful advice and information. Our articles can help you reduce your risk and raise your awareness about situations that can affect your personal and online safety, including identity theft protection.

Your Trusted Solutions

Conquer your to-do list with discounts and access to seasoned professionals for home repairs, renovations and household tasks.

About MetLife Auto & Home

As the nation's leading provider of employer-sponsored auto and homeowners insurance, MetLife Auto & Home insures nearly 1.7 million households countrywide. Our Claims promise is to be there when our customers need us most—providing superior insurance coverage with fewer gaps and surprises.


See our video collection to learn more about protecting your property and assets.

Can You Drop Insurance for a Low-Value Car?

Learn about state insurance mandates and the restrictions related to being uninsured.

Q. My car is 10 years old and I hope to drive it to 200,000 miles. But I know it’s not worth more than $1,500. Can I drop my insurance? 

A. Here’s what you need to know to make the right decision for your situation: Auto liability is a mandatory coverage in most states, so you must keep that insurance in place. However, comprehensive and collision coverages—which cover the physical damage to your car—are optional. To gauge whether it’s cost effective to carry those physical damage coverages, follow this rule of thumb: If your car is worth less than 10 times the amount you’re paying for comprehensive and collision coverage, consider dropping them. Research the current book value of your car using the N.A.D.A. Official Used Car Guide. One note: Some lien holders may require you to carry physical damage coverage.

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