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Welcome to MetLife, Your Life®

Let us help you face life's unpredictable situations with safety tips we've gathered from years of experience. Full of educational and seasonal information, our site will help you take care of your auto, home and safety needs. Plus, you can save money along the way.

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Your Auto

Keep your car in top condition with our seasonal tips and safety information. Find out what to do in emergency situations and how to deal with inclement weather that could affect your driving. We also answer common auto insurance questions.

Your Home

Keep your home safe with our maintenance tips and safety ideas. We offer guidance on what to do for regular upkeep of your home throughout the year. We also answer common home insurance questions.

Your Belongings

Take care of your valuables with our maintenance ideas and safety tips. We'll help you protect your favorite belongings indoors and out, including your technology, recreational, and home maintenance equipment. We also answer common insurance questions.

Your Protection

Keep your loved ones safe both online and offline with our helpful advice and information. Our articles can help you reduce your risk and raise your awareness about situations that can affect your personal and online safety, including identity theft protection.

Your Trusted Solutions

Conquer your to-do list with discounts and access to seasoned professionals for home repairs, renovations and household tasks.

About MetLife Auto & Home

As the nation's leading provider of employer-sponsored auto and homeowners insurance, MetLife Auto & Home insures nearly 1.7 million households countrywide. Our Claims promise is to be there when our customers need us most—providing superior insurance coverage with fewer gaps and surprises.

Videos

See our video collection to learn more about protecting your property and assets.

What is Gap Insurance and is it Worth it?

Learn about gap insurance for a new car and why you may want to consider purchasing it.

Q. When I purchased a new car recently, the dealership tried to sell me gap insurance. What exactly is gap insurance? And is it necessary?

A. Gap insurance, or Lease/Loan Gap Coverage, is protection offered by many insurance companies to people who take out car loans or leases. It fills the financial gap that can exist when your car is worth less than the amount still left on your loan or lease. Here’s how it can potentially save you thousands of dollars: Let’s say that you total your vehicle in an accident, after which an auto insurance company pays you $10,000 for the current value of your car. But there’s a problem: You still owe $15,000 on your car loan, which you are responsible for paying off. In this scenario, there is a gap of $5,000 between what your car was worth and what you still owe on it.

With Lease/Loan Gap Coverage, your insurer would pay the difference between the amount owed on your vehicle and the vehicle’s value. The coverage can apply to vehicles that are purchased or leased. Call MetLife Auto & Home for more information and to compare prices with your dealer’s quote.

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