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Welcome to MetLife, Your Life®

Let us help you face life's unpredictable situations with safety tips we've gathered from years of experience. Full of educational and seasonal information, our site will help you take care of your auto, home and safety needs. Plus, you can save money along the way.

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Your Auto

Keep your car in top condition with our seasonal tips and safety information. Find out what to do in emergency situations and how to deal with inclement weather that could affect your driving. We also answer common auto insurance questions.

Your Home

Keep your home safe with our maintenance tips and safety ideas. We offer guidance on what to do for regular upkeep of your home throughout the year. We also answer common home insurance questions.

Your Belongings

Take care of your valuables with our maintenance ideas and safety tips. We'll help you protect your favorite belongings indoors and out, including your technology, recreational, and home maintenance equipment. We also answer common insurance questions.

Your Protection

Keep your loved ones safe both online and offline with our helpful advice and information. Our articles can help you reduce your risk and raise your awareness about situations that can affect your personal and online safety, including identity theft protection.

Your Trusted Solutions

Conquer your to-do list with discounts and access to seasoned professionals for home repairs, renovations and household tasks.

About MetLife Auto & Home

As the nation's leading provider of employer-sponsored auto and homeowners insurance, MetLife Auto & Home insures nearly 1.7 million households countrywide. Our Claims promise is to be there when our customers need us most—providing superior insurance coverage with fewer gaps and surprises.


See our video collection to learn more about protecting your property and assets.

Is Windshield Damage Done by a Rock an Accident?

Find out if your claim will be counted towards your deductible or affect your rates.

Q. If my windshield were damaged by a stone and I had it replaced by MetLife Auto & Home®, would this count as an accident? Would I not get the $50 Deductible Savings Benefit (DSB)* that year for being accident-free?

A. DSB awards auto policyholders with a $50 credit every year they don’t have claims. You could earn up to $250, which would be applied to your comprehensive or collision deductible in the event you did have an accident. A glass or towing claim does not count against you.

*Not available in all states or programs. In New York State, drivers must pay a state-required minimum deductible before using this benefit. Policy must include Comprehensive Coverage.

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