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Welcome to MetLife, Your Life®

Let us help you face life's unpredictable situations with safety tips we've gathered from years of experience. Full of educational and seasonal information, our site will help you take care of your auto, home and safety needs. Plus, you can save money along the way.

Visit for your current Auto and Home policy information.
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membership discount. Get a free quote.

Your Auto

Keep your car in top condition with our seasonal tips and safety information. Find out what to do in emergency situations and how to deal with inclement weather that could affect your driving. We also answer common auto insurance questions.

Your Home

Keep your home safe with our maintenance tips and safety ideas. We offer guidance on what to do for regular upkeep of your home throughout the year. We also answer common home insurance questions.

Your Belongings

Take care of your valuables with our maintenance ideas and safety tips. We'll help you protect your favorite belongings indoors and out, including your technology, recreational, and home maintenance equipment. We also answer common insurance questions.

Your Protection

Keep your loved ones safe both online and offline with our helpful advice and information. Our articles can help you reduce your risk and raise your awareness about situations that can affect your personal and online safety, including identity theft protection.

Your Trusted Solutions

Conquer your to-do list with discounts and access to seasoned professionals for home repairs, renovations and household tasks.

About MetLife Auto & Home

As the nation's leading provider of employer-sponsored auto and homeowners insurance, MetLife Auto & Home insures nearly 1.7 million households countrywide. Our Claims promise is to be there when our customers need us most—providing superior insurance coverage with fewer gaps and surprises.


See our video collection to learn more about protecting your property and assets.

How to Submit a Vehicle Damage Claim

Accidents happen. Make sure you’re prepared to submit a vehicle damage claim to MetLife Auto & Home.

Before Submitting a Claim
It’s important to contact your auto insurance company as soon as possible after your vehicle is damaged, whether the damage is minor or major. Before contacting MetLife Auto & Home by calling 1-800-854-6011 or going to the website, make sure you have the following information:

You’ll also want to have a police officer write up a report of the accident (don’t forget to ask him or her for the report number and department). It’s also a good idea to get the names and phone numbers of any witnesses, so they can be contacted during the claims process, if necessary.

Filing Methods
Thanks to modern technology, phoning your insurance company isn’t your only option to file a claim.

If your vehicle damage is minor, you might be eligible for MetLife Auto & Home Choice Express℠. This app-based service allows policyholders to submit photos of the damage and receive an estimate and payment within a few hours. This eliminates needing to take your vehicle to a body shop or meet with an adjuster.

After Submitting a Claim
Once you’ve submitted your claim, typically the next step is talking with a claims professional to discuss what your policy covers. This person evaluates all available information, including accident and injury reports, vehicle damage information and more. During this process, should your vehicle be deemed unsafe to drive, based on your State’s Vehicle Safety Standards, MetLife Auto & Home can assist you in securing other forms of transportation. Through a partnership with ERAC & Hertz, MetLife offers its policyholders discounted rates on rental cars.

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