Are Your Research Notes Insured?
Find out if your policy covers the costs to replace research and manuscripts.
Q. I’ve spent the last year doing extensive research on my family tree. Can I buy insurance to protect these papers?
A. Your homeowners or renters insurance automatically includes a $1,500 limit for manuscripts, which covers the cost to research and restore information—such as important family history information—that gets lost or damaged because of a covered loss. Rather than risk losing treasured historical documents, a better bet is to make photocopies of important information and store them off-site in a safe deposit or other fire-resistant box, or scan documents and save them to a secure site or external hard drive.