Welcome to MetLife, Your Life®

Let us help you face life's unpredictable situations with safety tips we've gathered from years of experience. Full of educational and seasonal information, our site will help you take care of your auto, home and safety needs. Plus, you can save money along the way.

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Your Auto

Keep your car in top condition with our seasonal tips and safety information. Find out what to do in emergency situations and how to deal with inclement weather that could affect your driving. We also answer common auto insurance questions.

Your Home

Keep your home safe with our maintenance tips and safety ideas. We offer guidance on what to do for regular upkeep of your home throughout the year. We also answer common home insurance questions.

Your Belongings

Take care of your valuables with our maintenance ideas and safety tips. We'll help you protect your favorite belongings indoors and out, including your technology, recreational, and home maintenance equipment. We also answer common insurance questions.

Your Protection

Keep your loved ones safe both online and offline with our helpful advice and information. Our articles can help you reduce your risk and raise your awareness about situations that can affect your personal and online safety, including identity theft protection.

Your Trusted Solutions

Conquer your to-do list with discounts and access to seasoned professionals for home repairs, renovations and household tasks.

Commercial Insurance

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About MetLife Auto & Home

As the nation's leading provider of employer-sponsored auto and homeowners insurance, MetLife Auto & Home insures nearly 1.7 million households countrywide. Our Claims promise is to be there when our customers need us most—providing superior insurance coverage with fewer gaps and surprises.

Videos

See our video collection to learn more about protecting your property and assets.

Does Your Policy Cover Damage from Bears?

Mother nature is known for her beauty and, unfortunately, her destructive powers. Find out if you are covered.

Q. My wife’s coworker bought a new, very expensive grill that was destroyed by a black bear after a recent cookout. We have bears in our backyard too, which makes me wonder: Would my grill be covered if a bear destroyed it?

A. You’ve just given new meaning to the term “crashing the party.” Most home, condo or renters policies cover personal property, like a backyard grill, but for loss caused by named perils. Unfortunately, loss from animals is not one of them.   However, if a bear damages your house or shed, then that loss is covered. If you have Platinum or GrandProtect® insurance, go ahead and send out invitations for your next get-together because we would pay for a replacement grill destroyed by a bear. But animal lovers take note: Your insurance won’t cover damage caused by animals owned or kept by you or a person who regularly resides at your house.

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