Are You Covered if a Guest in Your Home is Injured?
The last thing you want to worry about is someone getting injured in your home. Find out how MetLife Auto & Home® could protect you and what coverage you may already have.
Q. My 7-year-old son often brings his friend home for a play date. What would happen if that child were injured while playing inside my house?
A. If you have home, condo or renter’s insurance, you likely have automatic liability coverages that will protect you in case a person—such as your child’s friend—were injured at your house. These coverages include personal liability, which protects you if you’re legally liable for injuries to other people either on or off your property. It also covers the costs to defend lawsuits brought against you. Medical Payments to Others coverage pays reasonable medical expenses if a person got hurt on your property, regardless of fault. Check your policy for restrictions.