Tips to Help Protect Your Kids from Identity Theft
Thieves who steal identity information even prey on youngsters. Take these precautions to protect your kids.
How could your 2-year-old toddler, whom you just tucked in for the night, live in another state and own her own home? Answer: Thieves. Identity thieves have begun stealing newborns’ Social Security numbers right from the hospital.
Identity thieves know that children’s Social Security numbers often can be used for years before theft is discovered. Crooks can’t empty a baby’s nonexistent bank account, but they can use the numbers to:
- Gain employment
- Establish lines of credit
- Open financial accounts
Who is at risk?
Any child can be a victim of identity theft. Recent studies have shown that identity thieves steal Social Security numbers that are showing little online activity and selling them to adults
Signs of identity theft
Clues of a problem may be credit card bills that arrive in your child’s name, or a collection agency calling about accounts your child never opened. If you suspect that your child’s Social Security number has fallen into the wrong hands, you can order a credit report from Transunion (1-800-680-7289), Experian (1-888-397-3742) or Equifax (1-877-322-8228) and check for suspicious activity. If you are a policyholder, call MetLife Auto & Home. Our representatives can connect you to an experienced fraud specialist to help answer any questions you may have about protecting your identity. Our fraud specialists can also help you restore, replace, or protect your information from identity thieves.
Read more about childhood identity theft
1 Identity Protection Services are not available to auto customers in NC or NH, nor with all policy forms. Identity Protection Services are available in NC homeowner policies with the optional “Identity Theft Expense and Resolution Plus” endorsement for an additional premium.
Help identity theft victims
MetLife Auto & Home’s Identity Theft Resolution Service can help you contact debt collectors, credit reporting agencies and more. It’s provided at no additional cost to most of our policyholders in most states. Contact your MetLife Auto & Home representative for more information.